Online Bingo Deposit and Payment Methods

The great thing about the online bingo world there are lots of freebies for you to enjoy so you can play bingo without spending a penny. However, at one point or other, you’ll need to make a deposit whether it’s to keep playing or withdraw your winnings. These days most bingo sites accept a wide range of payment methods so you’re bound to find one that’s just right for you. If you decide to use an alternative payment method rather than your credit or debit card, it might make the banking process more difficult or you might even miss out on a bonus. These are just a few of the things you need to consider when choosing a payment method. Different types of payment methods include:

Credit and Debit Cards

Online bingo sites accept most major credit and debit cards. This tends to be the most popular choice of payment option which makes sense because most people have at least a debit card and it’s usually a lot more straightforward than the other options. However, sometimes you just don’t have any other choice but to register your credit or debit card. For instance, Jumpman powered sites on the 15 Network and Wheel of Slots only accept credit and debit cards.

Most bingo sites that offer a no deposit deal usually don’t let you claim your bonus until you enter your card details. Plus, there are usually other bonuses on offer that are only on credit or debit card deposits. With that said, if you are really looking to try out a bingo site before putting any details in, there are several no card details required sites that are worth checking out.

One of the great things about registering a credit card is that it’s a quick and easy way to verify your age. By law, you need to be at least 18 years of age to play online bingo and credit cards are a clear indication that you’re old enough. However, if you’re lucky enough to scoop up a big win most online bingo sites usually require further verification before you can make a withdrawal.

If you deposit by any other means photographic ID is required so you need to send in a copy of your passport or driver’s licence. You usually have up to 72 hours to verify your age and if you’re unable to do so within that time your account is frozen and what’s even worse you have to forfeit your winnings.

It’s usually really easy to register your credit or debit card and your details are saved so you don’t need to re-enter them each time you make a deposit. When you register a credit or debit card it must be in your own name – if it belongs to anyone else you’re likely to have your account closed down.

Before making a deposit by credit card, you need to be aware that credit card issuers usually class online gambling as cash transactions rather than purchases. This means interest is charged whether you pay your next statement in full or not. Not only that but the interest accumulates daily from the moment you make that deposit so it can quickly mount up and to top it off you might even get hit with a transaction fee. So, if you want to avoid huge bills, a debit card might be the safer option.

Not all credit and debit cards are accepted and some might cause you issues. For example, American Express isn’t accepted anywhere which is down to the card issuer’s policy and nothing to with the actual bingo sites.

Mastercard can also be a bit of a nightmare when it comes to withdrawals. UK Mastercard credit cards are usually okay but you can’t always make withdrawals to international Mastercard credit cards or Mastercard debit or prepaid cards. Even though most bingo sites accept Mastercard credit cards some of them say in the terms and conditions that they prefer Visa.

Debit cards have a few advantages over credit cards the main one being that you are spending money that you already have so you won’t incur a transaction fee or any interest. It’s also a heck of a lot easier to get a debit card but if you have a patchy credit history you’re better off providing an alternative form of ID to avoid getting a credit check.

If you decide to register a debit card just make sure it’s a Visa rather than Mastercard because of the whole withdrawal issue we’ve already mentioned and again make sure it’s in your name.

When it comes to responsible gambling it doesn’t get any more responsible than a prepaid card. A prepaid card isn’t linked to your bank account like a regular debit card and you need to top it up with funds before you can use it so it’s a great way to manage your spending. These can be a physical card or virtual like Entropay which is accepted at Dragonfish sites such as Wink Bingo and 888 Ladies.

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Prepaid Voucher Payment Systems

Most bingo sites accept at least one type of prepaid voucher payment system such as Paysafecard which you can buy at WH Smith. The great thing about prepaid voucher payment systems is that you don’t need a bank account or a payment card to use them – cash is absolutely fine. However, one of the downfalls is that you can’t withdraw to a prepaid voucher payment system so if you’re lucky enough to win you need to use a different method to withdraw your winnings which probably requires some sort of bank account and ID verification.

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The majority of online bingo sites accept at least one type of e-wallet and the most popular one is Paypal. If you’ve ever bought anything on Ebay you probably already have a Paypal account so you won’t need to set one up.

One of the main advantages of using Paypal is that it’s a really secure way to transfer funds. It uses very complicated data encryption and technologies so the risk of any internet fraud is very low. What’s more, your card details aren’t saved on the bingo site which also protects you against internet fraud. Your card issuer can still keep an eye on your transactions and flag up anything suspicious. If there’s any fraudulent activity on your card you are protected through your card issuer and Paypal which means you can get your stolen money back.

Paypal is also more convenient than credit or debit cards. You don’t need to go grab your card from your purse every time you want to make a deposit. All you have to do is log in with your email address and password. Plus, you don’t need to enter your card details every time you make a deposit, you just need to do it once and that’s you.

Not all bingo sites accept Paypal. Some prefer Neteller and Skrill which pretty much work the same way. E-wallets are slightly different to prepaid voucher payment systems because you can use them to make deposits and withdrawals which is a major bonus.

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Mobile Phone Billing

Mobile phone billing is another payment option offered by bingo sites which allow deposits to be added to your next mobile phone bill. Even if you’re not on a contract you can still use this payment method as your deposit can be deducted from your PAYG credit instead. Most of the time, this method is only available to mobile players and requires you to download a special app but you get the odd bingo site that allows deposits to be charged to a mobile phone bill even if you don’t play on your mobile phone.

The most commonly used mobile phone billing system is Boku which is accepted at sites such as Mummies Bingo and Buttercup Bingo. Boku is really straightforward to use – all you have to do is enter your mobile phone number in the banking section which can be done from any device. Then a text message is sent to your mobile phone requesting authorisation and as soon as you reply the funds are added to your account.

The big advantage of using a mobile phone billing system is the sheer simplicity of it. There are no card numbers to remember and you don’t even need a bank account or pass a credit check if you use PAYG. Plus, it’s really secure because you don’t need to supply any information apart from your phone number. The only way you could fall victim of fraud is if your phone is lost or stolen.

Sounds great, right? But, unfortunately, like all payment methods, there are some disadvantages. First of all, you might not be allowed to use this method to make your first deposit for security as well as age and ID verification purposes. As well as that, you might lose out on the bonus rewards if you top up using this method so you need to double check the bonus terms and conditions before depositing. This method also has a similar issue as prepaid voucher payment systems where you can’t make withdrawals so you need to use other means. Lastly, Boku has a limit of £30 per day so it’s not ideal for high-rolling bingo players who usually make larger deposits.

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Omni-Channel Payment Methods

If you haven’t heard of an omni-channel payment method before then don’t worry because it’s fairly new but it’s something you should get your head around as it’s often referred to as the future of online bingo.

Playtech is the pioneer of omni-channel gaming and it’s a great concept for larger operators who have their fingers in many pies. Basically, it involves players using the same account and wallet to play bingo, slots and casino games as well as place sporting and celebrity bets across multiple sites. It’s still early days for omni-channel payment methods but watch this space.

One bingo operator who’s leading the way is Coral Bingo. When you sign up to the site you’re given a card with a PIN number that you can use to deposit and withdraw cash from any Coral site as well as their betting shops. What’s more, you can open up an account at a Coral betting shop which allows you to play online without registering a credit or debit card. Mecca Bingo’s Cash Out In Club is another way you can deposit and withdraw without a card but there’s a £100 per day limit for both types of transactions. Funds can also be transferred from a Mecca Max account to an online account which is ideal if you want to continue the fun at home.

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Bitcoin and Other Cryptocurrencies

Currently, there are no UK bingo sites that accept cryptocurrencies but we thought we would still include them because you never know. Bitcoin is the best-known cryptocurrency out there and there are certainly players who wouldn’t mind playing in Bitcoin but there are obstacles getting in the way of that ever becoming a reality.

As far as the UK Gambling Commission is concerned cryptocurrencies count as “money’s worth” so any bingo sites operating in Bitcoin must have a licence but it’s unclear how the technology would work. There’s also the whole issue of regulation. Since bingo sites are subject to various requirements it’s easier for them to wait until the FCA gets around to regulating them. As well as that the price of Bitcoin declined after its peak at the end of 2013 and so did the hype.

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Other Payment Options

Many people are wary of sharing the card details online and who could blame them? If you don’t want to use your credit or debit card there are plenty of alternative payment options you can use. We’ve already mentioned some of them but there are others you should be aware of such as bank transfer which is available at Dragonfish sites. Some bingo sites also allow you to make a deposit via the Western Union as well as other transfer methods such as Trustly and Giropay.

Although these payment methods are appealing to those who don’t want to give out card details over the internet you still need to supply lots of other forms of ID for age and ID verification.

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As you can see there are a variety of payment options available. Each option comes with pros and cons which you should weigh up before deciding what one to use. If you can’t decide on just one then don’t worry because most sites usually allow you to use more than one payment option but there’s usually some sort of limit on this. Before you sign up to a bingo site make sure you check out the terms and conditions which should have a dedicated banking section. Here you should find out everything you need to know.